in The World
 
 
 
 
Travel Education Society & Culture Home & Family Art Finance Lift Style Entertainment
Computer Automotive Business Sport & Outdoor Law Real Estate Health Government
 
  Home
user id
password
(27134)
 
--- news (5/18/2012)
 
New York Times

How will that speeding ticket you just received affect your insurance premium? Insurance.com has calculated average increases for 14 different driving violations, and devised a new "Uh-Oh!" calculator to give you a more customized estimate.

Not surprisingly, reckless driving is the costliest violation, with an average rate increase of 22 percent. By comparison, a seat-belt infraction results in a 3 percent increase.

Insurance.com analyzed more than 490,000 insurance quotes given to drivers from 14 carriers from January 2009 to January 2011. The analysis compared quotes given to drivers with the 14 most common violations, and compared them with quotes given to drivers with no violations.

Here's the full list, showing how various tickets will affect your rates, on average:

1. Reckless driving: 22 percent
2. Driving while under the influence: first offense: 19 percent
3. Driving without a license or permit: 18 percent
4. Careless driving: 16 percent
5. Speeding 30 m.p.h. over the limit: 15 percent
6. Failure to stop: 15 percent
7. Improper turn: 14 percent
8. Improper passing: 14 percent
9. Following too close/tailgating: 13 percent
10. Speeding 15 to 29 m.p.h. over limit: 12 percent
11. Speeding 1 to 14 m.p.h. over limit: 11 percent
12. Failure to yield: 9 percent
13. No car insurance: 6 percent
14. Seat-belt infractions: 3 percent

For more specific results, you can use the calculator to enter your own details, like your age, state, marital status (divorced drivers on average pay bigger premium increases than married drivers, according to Insurance.com), and length of time you've been with your car insurance company.

Have you received a ticket recently? How did it affect your insurance premium?

 
 
Nickname or Accout id (editing available):
Enter number: 213912
 
 
 

Travel Education Society & Culture Home & Family
Art Automotive Business Computer
Real Estate Government Entertainment Law
Finance Sport & Outdoor Health Lift Style
Other